Arithmetic sequences in WACE Mathematics Applications Unit 3
“Recognise arithmetic sequences, use the recursive and explicit rules, and apply them to simple interest and linear depreciation.”
An arithmetic sequence changes by a fixed common difference each step. Its recursive rule adds to the previous term and its explicit rule is . It models any quantity that grows or shrinks by a constant amount, such as simple interest and flat-rate depreciation, and its terms sum with .
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What this dot point is asking
You must recognise arithmetic behaviour, use both the recursive and explicit forms, find any term, sum a run of terms, and apply the model to simple interest and straight-line depreciation.
The common difference
A sequence is arithmetic when each term differs from the one before by the same constant, the common difference . You test for it by subtracting consecutive terms: if , the sequence is arithmetic. A positive gives steady growth (a straight line rising), a negative steady decline.
Recursive: , with first term .
Explicit: .
Sum of the first terms: .
The explicit rule jumps straight to any term without listing the ones before it, which is why it is preferred for the later terms. The sum formula adds a whole run of terms without listing them, useful for total interest or total repayment questions.
Where arithmetic sequences appear
The arithmetic model fits any quantity that changes by a fixed amount per period.
- Simple interest. Interest is a fixed amount each period because it is always calculated on the original principal, so the balance grows arithmetically.
- Flat-rate (straight-line) depreciation. An asset loses the same dollar amount each year, so its value falls arithmetically with a negative .
- Regular savings with no interest. Adding a fixed deposit each period builds an arithmetic balance.
Plotting an arithmetic sequence against the step number gives points on a straight line of slope . This is the visual signature distinguishing it from the curve of a geometric sequence. The same straight-line behaviour is why simple interest and flat-rate depreciation are called linear models.
Simple interest as an arithmetic sequence
is invested at simple interest per year. Find the balance after years and the total interest earned.
Step 1: Find the common difference
Simple interest is always calculated on the original principal, so the interest earned each year is the same fixed amount. The interest each year is of , a fixed amount, so the balance is arithmetic with and .
Step 2: Write the recursive and explicit rules
Having a constant difference means we can describe the balance with both a recursive rule and a direct formula. Recursive rule: , with . Explicit rule for the balance after years: .
Step 3: Find the balance after 8 years
Substituting into the explicit rule gives the balance without needing to list every intermediate year. , that is .
Step 4: Find the total interest
The total interest is the amount gained above the original principal. Total interest is the balance minus the principal: , so .
Final answer: Balance after years is ; total interest earned is .
Choosing recursive or explicit
Use the recursive rule when generating a table term by term or when technology iterates for you. Use the explicit rule when asked for a single far-off term, such as the value after years, because it avoids listing every step. Use the sum formula for totals, such as how much is repaid over the life of a flat fortnightly plan.
When you are given two terms (for example and ) and asked for and , write both as , subtract to eliminate and solve for , then back-substitute for . This two-equation method appears almost every year.
Reading an arithmetic model from a worded context
SCSA questions rarely use the word "arithmetic". You decide the model from the wording. Phrases such as "increases by each month", "loses a year" or "adds litres per day" all signal a fixed step, so the quantity is arithmetic and you set to that step (negative if it falls). Phrases such as "increases by each year" signal a fixed multiplier, so the quantity is geometric instead, and you must switch models. Identifying the step versus the multiplier is the single decision that determines every later line of working, so do it before reaching for a formula.
Once the model is fixed, the three tools follow directly: the recursive rule for a table, the explicit rule for a distant term, and the sum for a running total such as total interest, total saved or total distance.
- Using instead of
- The explicit rule is . Using in place of shifts every term by one .
- Confusing simple with compound interest
- Simple interest adds a fixed amount (arithmetic); compound interest multiplies (geometric). Read which one the question states.
- Wrong sign for depreciation
- Flat-rate depreciation has a negative common difference because the value falls each year.
- Miscounting the first term
- Decide whether is the starting value or the value after one period, and keep the count consistent throughout.
Exam-style questions
Questions in the style of SCSA exam questions on this dot point, each with a worked answer. They are written by ExamExplained unless tagged "Past paper"; the year shows the paper a question is modelled on.
WACE 2021-style6 marksA car is bought for and depreciates by a flat each year. (a) Write a recursive rule for the value after years. (b) Find the value after years. (c) After how many complete years does the value first fall below ?Show worked answer →
Flat-rate depreciation loses the same dollar amount each year, so the value is arithmetic with first term and common difference .
(a) Recursive rule: , with . (1 mark)
(b) Use the explicit form . After years: , so . (2 marks)
(c) Solve , giving , so . The first whole year below is . (3 marks)
Markers reward the negative common difference, a correct explicit substitution, and rounding up to the next whole year for the threshold.
WACE 2023-style5 marksThe third term of an arithmetic sequence is and the eighth term is . Find the first term and the common difference, then find the sum of the first terms.Show worked answer →
Set up two equations from .
and . Subtracting: , so . (2 marks)
Substitute back: , so . (1 mark)
Sum: . (2 marks)
Markers reward eliminating to find first, then a correct sum-formula substitution.