Money for school leavers, in plain English

What a Commonwealth Supported Place is

A Commonwealth Supported Place subsidises the cost of your degree. We explain how the subsidy is set, how the student contribution bands work, and which courses qualify.

FEE-HELP vs HECS-HELP

The difference between FEE-HELP and HECS-HELP, when you fall under each, and why a Commonwealth Supported Place is usually the cheaper option.

HECS-HELP repayment, in plain English

How HECS-HELP works after you start earning. Repayment thresholds, the rate-on-the-whole-of-income rule, indexation, and what happens if your income drops below the threshold.

The First Home Super Saver scheme

Use your super fund as a tax-advantaged savings account for your first home deposit. Annual and total contribution caps, the tax treatment, and what happens when you withdraw.

Superannuation for students and under-25s

How super works for casual and part-time workers under 25. The Superannuation Guarantee rate, when employers must pay, and why small contributions early are still worth caring about.

The tax-free threshold and why it matters at your first job

How the $18,200 tax-free threshold works, why you should only claim it at one job, and what happens if you accidentally claim it twice.

ABSTUDY for Aboriginal and Torres Strait Islander students

ABSTUDY is the Services Australia payment for Aboriginal and Torres Strait Islander students and apprentices. Eligibility, the means tests, and the additional supplements that go beyond Youth Allowance.

Youth Allowance for students

Centrelink's Youth Allowance for full-time students. Eligibility, the parental income test, the personal income test and what counts as independent.