§-Career vs cost
Roof tiler: salary vs cost of living
Job Outlook publishes a full-time weekly-earnings figure of $1500 for Roof Tilers. After estimated PAYG income tax, the 2% Medicare levy and any HECS-HELP compulsory repayment, take-home pay is approximately $1,144.65 per week.
From gross to take-home
| Component | Annual AUD | Weekly AUD |
|---|---|---|
| Gross salary | $78,000 | $1500 |
| Income tax (2024-25 resident scale) | -$14,188 | -$273 |
| Medicare levy (2%) | -$1,560 | -$30 |
| HECS-HELP compulsory repayment | -$2,730 | -$53 |
| Take-home pay | $59,521.8 | $1,144.65 |
| Without HECS | $62,251.8 | $1,197.15 |
Sanity check: income tax 14188 AUD plus Medicare and HECS-HELP repayment of $2730 AUD.
Rent as a share of take-home pay
The 30% threshold is the conventional definition of rental stress. Anything below is considered comfortable; anything above squeezes everything else.